Pricing

No subscription,
No set up fees

Pricing packages designed for businesses of all kinds.

Become a Merchant

Pay By Bank Pricing

Enterprise

Available for businesses who process more than
R1 million in aggregate transactions in a month.

Pricing
Contact our Sales Team - sales@ozow.com
Low cost pricing options for higher processing value
No monthly subscriptions
Email support
Phone support
Bespoke marketing collateral
Dedicated client success manager
Download Fact Sheet
what to do

Ready to sign up with Ozow?

Before we get started, there are a few things to keep in mind.

No hidden costs

There are no hidden costs payable by the merchant to the banks.

Activation

Activation is subject to review and approval of Ozow at its sole discretion.

Monthly billing

Monthly transaction fees are billed in arrears.

High-risk merchants*

Our prices quoted do not apply to high risk merchants.

Notes *

  • All fees and prices charged by Ozow exclude Value-Added Tax (VAT).
  • By using Ozow, no additional hidden costs are payable by the business to the banks.
  • The package allocated to a merchant, the related billing, and service activation are subject to the review and approval by Ozow, at its sole discretion.
  • Monthly processing and transaction fees are billed in arrears.
  • Transactions, for the avoidance of doubt, refer to successfully processed transactions using the Ozow system
  • Fees and prices quoted on this website do not apply to high-risk merchants. Merchants are considered to be high-risk by Ozow based on its screening of the merchant’s industry, activity and/or the finding of any evidence that Ozow deems concerning or risky.
  • A minimum fee of R1 applies across all card pricing tiers.
  • These terms are to be read with and apply with Ozow’s terms and conditions, and legal policies, which are made available on this website.

Credit & Debit Card Pricing

One percentage-based fee, no additional per transaction cost
Tier 1: R0-250k with local card fee of 2.85% & international card fee of 3.50%Tier 2: 250k-R500k with local card fee of 2.75% & international card fee of 3.50%Tier 3: 500k-R1m with local card fee of 2.65% & international card fee of 3.50%Tier 4: R1m+ with custom fees for local & international cards

Payouts & Refunds Pricing

Refunds are only processed on business days (i.e. excluding Saturday, Sunday, and South African public holidays). The time frame for refunds to reflect in the account is as follows:

- Refunds requested before 12:00pm will reflect within 48hrs.
- Refunds requested after 12:00pm will reflect within 72 hrs.

The Subscriber appoints Ozow as its agent for the purpose of accepting money from the subscriber into Ozow's banking account, holding such money on behalf of the Subscriber and settling portions of such money with the Subscriber's relevant customers from time to time, on the instruction of the Subscriber utilising the refund service.

Low-value refunds: under R500 per refund

Refund transactions process per month
Up to 500
R 5.00
501 to 3000
R 4.00
3001 to 10 000
R 3.50
More than 10 000
R 3.00

High-value refunds: over R500 per refund

Refund transactions process per month
Up to 500
R 8.50
501 to 3000
R 7.50
3001 to 10 000
R 6.50
More than 10 000
R 5.50

SMS Pricing

Flat fee of 25c per local SMS.

SMS Payment Requests: SMS Pricing

SMS Offering
SMS volume tiers (SMS sent per month)
Ozow price per SMS
SA SMS – Free
1 to 1000
Free
SA SMS – Regular
1001 to 10 000
25c
SA SMS – Bulk
10 001 to 50 000
20c
SA SMS – Enterprise
50 001 and over
18c
International SMS – Free
1 to 1000
Free
International SMS – Regular
1001 to 10 000
85c
International SMS – Bulk
10 001 to 50 000
75c
International SMS – Enterprise
50 001 and over
70c