Apple PAy

Accept Apple Pay with Ozow

Enable fast, secure and seamless checkout experiences with Apple Pay. Offer your customers a fast, secure way to make contactless payments with their Apple device.

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Payments made
‍easy for you

Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.

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Key Benefits

Faster checkout
Let customers complete payments in seconds using Face ID, Touch ID or their device passcode, without manually entering card details.
Higher conversion
Reduce checkout friction and improve completion rates on mobile.
Trusted payment method
Offer a globally recognised payment method that customers already know and trust.
Stay competitive
Meet customer expectations with modern, mobile-first checkout experiences.
No additional
integration required
Enable Apple Pay through your existing Ozow integration.
Works with
leading platforms
Works with major e-commerce platforms such as Shopify and WooCommerce.

Why Apple Pay?

Apple Pay provides a fast, secure and private way for customers to pay online. By removing the need to manually enter card details, Apple Pay simplifies checkout and improves the overall customer experience. Enabling Apple Pay with Ozow helps merchants reduce friction, improve conversion and meet growing customer expectations.

AB de Villiers & Paul Harris vs Ozow Round #3

Round 3! Ab and Paul need to hit a stump as many times as possible in the time it takes to make an Ozow PIN payment. How many times do you think they can hit the target? Let’s find out.
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How It Works

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Apple Pay FAQs

What is a digital wallet?

A digital wallet allows customers to store card details securely on their device and pay using biometric authentication instead of entering card details manually. Examples include Apple Pay, Samsung Pay, and Google Pay.​

What are the benefits of accepting digital wallets?

Faster checkout, improved conversion rates, reduced fraud risk, enhanced mobile experience, and secure tokenized payments.

Do merchants need a new acquiring agreement?

No. Digital wallets run on existing card schemes (Visa, Mastercard, Amex) using current acquiring relationships.​

How are wallet transactions processed?

Customer authenticates → wallet generates token → transaction sent via card network → authorization returned like a normal card payment.

What is tokenization?

Tokenization replaces the real card number with a secure network token, reducing exposure to sensitive card data.​

Are digital wallets PCI compliant?​

Yes. Wallets reduce PCI scope because merchants do not receive raw card details, though standard PCI responsibilities still apply.​

Do digital wallets support recurring payments?​

Yes. Supported use cases include one-time payments, card-on-file, subscriptions, and merchant-initiated transactions depending on integration.

What integrations are supported?​

Hosted payment page, iFrame checkout, JavaScript SDK, mobile SDKs, and direct API integrations.​

Are digital wallets more secure than cards?​

Yes. They use biometrics, tokenization, encryption, and dynamic cryptograms for each transaction.

Will settlement or reconciliation change?

No. Transactions settle like standard card payments, typically with wallet indicators in reporting.​

Do digital wallets improve authorization rates?

Often yes, due to verified card provisioning and lower fraud risk signals.

What devices support digital wallets?

Apple Pay (iPhone/Safari), Samsung Pay (Samsung devices), Google Pay (Android/Chrome).​