how to pay with Ozow icon
How to pay

Pay with Ozow

Make payments to, or request refunds from, thousands of businesses online or in-store. With Ozow it’s easy, fast, secure and happens directly from your bank account.

Ozow payment

Need some help?

Xero is a world-leading online accounting software built for small businesses.

Just follow these steps

Step 1

Select Ozow as your
payment option when you shop online or in-store.

Step 2

Select your bank. We have all 9 of South Africa’s major banks available to choose from.

Step 3

Log in and select the
account you want to
pay from.

Step 4

Accept the two-factor authentication request from your bank, and that’s it! Payment successful.

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Refunds

Returning something? Need a refund? Ozow works with some of the biggest businesses in South Africa to take the hassle out of refunds, ensuring you get your money back, fast. Request your refund, and you’ll be notified when your money is deposited directly into your bank account – in as little as 48 hours.

Four ways for you to make payments, easily

eCommerce

Fill your basket or confirm your purchase, select Ozow as your payment method, and follow the steps to make payment.

SMS Link

Businesses can make it even easier for you to pay them by sending you an SMS with a payment link. All you need to do is follow the link, and make payment – no need to go in store.

QR Code

Pay in-store wherever you see an Ozow QR code at the point-of-sale, or if you’re shown one by a courier. All you need to do is scan the QR code with your smartphone’s camera, and follow the steps to a successful payment.

e-Billing

If you have an outstanding balance at a business, they can send you an e-bill with a payment link so that you can make an instant EFT from anywhere.

eCommerce

Fill your basket or confirm your purchase, select Ozow as your payment method, and follow the steps to make payment.

SMS Link

Businesses can make it even easier for you to pay them by sending you an SMS with a payment link. All you need to do is follow the link, and make payment – no need to go in store.

QR Code

Pay in-store wherever you see an Ozow QR code at the point-of-sale, or if you’re shown one by a courier. All you need to do is scan the QR code with your smartphone’s camera, and follow the steps to a successful payment.

e-Billing

If you have an outstanding balance at a business, they can send you an e-bill with a payment link so that you can make an instant EFT from anywhere.

Fraud within the payment industry in South Africa

Delve into our white paper around payment fraud in South Africa, and what this means for the changing landscape of the country’s payment industry.
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