Pay with Ozow
Make easy, fast, secure payments to thousands of businesses directly from your bank account, online or in-store.







Need some help?
Xero is a world-leading online accounting software built for small businesses.
Just follow these steps
Step 1
Select Ozow as your
payment option when you shop online or in-store.
Step 2
Select your bank. We have all 10 of South Africa’s major banks available to choose from.
Step 3
Log in and select the
account you want to
pay from.
Step 4
Accept the two-factor authentication request from your bank, and that’s it! Payment successful.
Four ways for you to make payments, easily
eCommerce
Fill your basket or confirm your purchase, select Ozow as your payment method, and follow the steps to make payment.
SMS Link
Businesses can make it even easier for you to pay them by sending you an SMS with a payment link. All you need to do is follow the link, and make payment – no need to go in store.
QR Code
Pay in-store wherever you see an Ozow QR code at the point-of-sale, or if you’re shown one by a courier. All you need to do is scan the QR code with your smartphone’s camera, and follow the steps to a successful payment.
e-Billing
If you have an outstanding balance at a business, they can send you an e-bill with a payment link so that you can make an instant EFT from anywhere.
Fill your basket or confirm your purchase, select Ozow as your payment method, and follow the steps to make payment.
Businesses can make it even easier for you to pay them by sending you an SMS with a payment link. All you need to do is follow the link, and make payment – no need to go in store.
Pay in-store wherever you see an Ozow QR code at the point-of-sale, or if you’re shown one by a courier. All you need to do is scan the QR code with your smartphone’s camera, and follow the steps to a successful payment.
If you have an outstanding balance at a business, they can send you an e-bill with a payment link so that you can make an instant EFT from anywhere.