Keep your money in your pocket

Say hello to Ozow ME’s pocket feature – the only digital wallet you’ll ever need. Top up, send, pay, withdraw all from one place, all from your pocket.

* You must be 18+ years to use Ozow ME

Need some help?

Xero is a world-leading online accounting software built for small businesses.

Open your pocket

Register your pocket so you never have to carry cash around again. All it takes is:

Select “Sign up for pocket” in Ozow ME.
Give us a nice, big smile and thumbs up and take a selfie.
Would you look at that, you've opened your pocket!

Top up your pocket

Make sure your pocket is always full. Here’s how you top it up:

Sign into your pocket on Ozow ME.
Select the drop down next to your pocket balance, and choose “Top up”.
Enter the amount you want to top up your pocket with.
Follow the payment flow.
And that’s it! Your pocket is topped up and ready to be used.

Pay from your pocket

Paying from pocket to pocket is so easy, all you need to do is:

1. Sign into your pocket in Ozow ME.
2. Select “Pay Now”.
3. Select “Pay into another pocket”.
4. Punch in the amount you want to pay.
5. Enter the cell number linked to the pocket you want to pay into.
6. Confirm the payment.
7. Validate the payment with the OTP you receive. And you’re done!

Withdraw from your pocket

You’ve got options when it comes to withdrawing your cash from your pocket:

Withdraw into your linked bank account

Into your linked bank account - R5.00

1. Select your pocket on Ozow ME.
2. Select the drop down box next to your balance, and select “Withdraw”.
3. Enter the amount you want to withdraw. Select “EFT into my bank account”, and hit “Next”.
4. Confirm the amount, fee, and the account information.
6. Select “Withdraw”.
5. Enter the OTP that is sent to you via SMS.

And that’s it! You’ve made a withdrawal into your linked bank account.

Withdraw at a Cash Express ATM

At a Cash Express ATM - R10.00

1. Select your pocket on Ozow ME.
2. Select the drop down box next to your balance, and select “Withdraw”.
3. Select “Cash Express ATM”, and hit “Next”.
4. Select “EFT into my bank account”, and hit “Next”.
5. Confirm the amount and fee. You’ll also see the voucher’s expiration date.
6. Select “Withdraw”.
7. Enter the OTP that is sent to you via SMS.
8. You’ll receive your voucher number in an SMS,
and you’ll be able to see it in your transactions screen.

And now you can withdraw your cash from your
nearest Cast Express ATM!

Withdraw at a Pick n Pay till point

At a Pick n Pay till - R10.00

1. Select your pocket on Ozow ME.
2. Select the drop down box next to your balance, and select “Withdraw”.
3. Enter the amount you want to withdraw.
4. Select “Pick n Pay till point”, and hit “Next”.
5. Confirm the amount, and the fee. You’ll also see the voucher’s expiration date.
6. Select “Withdraw”.
7. Enter the OTP that is sent to you via SMS.
8. You’ll receive your voucher number in an SMS, and you’ll be able to see it in your transactions screen.

And now you can head on over to your nearest
Pick n Pay to make your withdrawal!

Linked Account
Into a linked account - R5.00

1. Select your pocket on Ozow ME.
2. Select the drop down box next to your balance, and select “Withdraw”.
3. Enter the amount you want to withdraw. Select “EFT into my bank account”, and hit “Next”.
4. Confirm the amount, fee, and the account information.
6. Select “Withdraw”.
5. Enter the OTP that is sent to you via SMS.

And that’s it! You’ve made a withdrawal into your linked bank account.

Cash Express ATM
At Cash Express ATM - R10.00

1. Select your pocket on Ozow ME.
2. Select the drop down box next to your balance, and select “Withdraw”.
3. Select “Cash Express ATM”, and hit “Next”.
4. Select “EFT into my bank account”, and hit “Next”.
5. Confirm the amount and fee. You’ll also see the voucher’s expiration date.
6. Select “Withdraw”.
7. Enter the OTP that is sent to you via SMS.
8. You’ll receive your voucher number in an SMS,
and you’ll be able to see it in your transactions screen.

And now you can withdraw your cash from your
nearest Cast Express ATM!

Pick n Pay till
At a Pick n Pay till - R10.00

1. Select your pocket on Ozow ME.
2. Select the drop down box next to your balance, and select “Withdraw”.
3. Enter the amount you want to withdraw.
4. Select “Pick n Pay till point”, and hit “Next”.
5. Confirm the amount, and the fee. You’ll also see the voucher’s expiration date.
6. Select “Withdraw”.
7. Enter the OTP that is sent to you via SMS.
8. You’ll receive your voucher number in an SMS, and you’ll be able to see it in your transactions screen.

And now you can head on over to your nearest
Pick n Pay to make your withdrawal!