Ozow works with your business

From QR codes, eCommerce, e-billing, payment request links, and point of sale, to payouts and refunds, Ozow Pay by Bank offers convenient, seamless payments. Contact our sales team to explore our integrated payment solutions.

Become a Merchant

How our payment processor works for your business

Our intuitive solution helps merchants give customers a frictionless payment experience. Integrating our Pay by Bank (instant EFT) systems into your business reduces transactions, refunds and invoicing times.

Integrated, flexible payment solutions

Pricing made for you

We offer competitive pricing to match your needs. Whether you’re a large or small business, we’ve got the right solution for you, at the right price.

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Integrate with Pay by Bank

Now you can safely and securely integrate our payment gateway into your online store’s checkout process in minutes, making it easier and more efficient for you to start getting paid.

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Get paid easily with Pay by Bank

eCommerce

Once customers have filled their basket and confirmed their purchase, they’ll select Ozow as their payment method and follow the Ozow payment flow to complete their bank-to-bank payment.

SMS Link

SMS payment requests make it easier for customers to pay you. Customers simply click on a link sent via SMS and follow the steps. Payment details are pre-populated by our API, so there's zero fraud risk and no need for proof of payment.

QR Code

Ozow QR codes let customers pay in-store at point-of-sale, on delivery by courier, or even as part as part of delivered invoices. Customers only need to scan the QR code with their smartphone and follow the steps to complete payment.

e-Billing

Make it easy to track and initiate payments with your customers. With e-billing, you can send bills with integrated payment links, taking the leg work out of getting paid.

eCommerce

Once customers have filled their basket and confirmed their purchase, they’ll select Ozow as their payment method and follow the Ozow payment flow to complete their bank-to-bank payment.

SMS Link

With SMS payment request links it’s never been easier for customers to pay you. An SMS link is sent to the customer and once they’ve received it and clicked on the link, they simply follow the steps in our payment flow to initiate payment. And because payment details are pre-populated by our API, there is zero risk of fraud and no need for customers to send you proof of payment.

QR Code

Pay in-store wherever you see an Ozow QR code at the point-of-sale, or if you’re shown one by a courier. All you need to do is scan the QR code with your smartphone’s camera, and follow the steps to a successful payment.

e-Billing

Ozow’s e-billing makes it easy to track and initiate payments with your customers. With e-billing, you’re able to send customers a bill with an integrated payment link, taking the leg work out of getting paid.