BUSINESS FUNDING

A Seamless Way to Access Business Funding

Unlock working capital to help your business grow.

Through our partnership with Lula, Ozow merchants can now access fast, flexible funding of up to R5m, directly within the Ozow Merchant Portal.

Payments made
easy for you

Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.

Ozow PINozow payment solutionsInstant EFT Success

Why Choose Lula Business Funding?

quick and easy refunds
Flexible Funding
Designed to support cash flow, cover unexpected expenses, or seize growth opportunities without long-term commitments.
quick and easy refunds
Quick Access
Get approved and receive funding in as little as 24 hours.
Early Settlement
Merchants can settle early with no penalty fees and all future costs are waived.
Collateral-Free
Funding is collateral-free, making it easier and faster for businesses to qualify.
No Hidden Costs
No administrative, initiation or credit life insurance fees, which can easily amount to thousands of Rands.
Seamless Experience
From application to approval, the process is fully online with minimal paperwork, reducing admin for business owners.
Inclusive Options
Lula supports businesses looking to grow with funding up to R5m.
Personalised Support
Every merchant gets a dedicated Lula Business Funding Consultant to guide them through the process and offer tailored advice.

How Lula Business Funding Works

Fast, Flexible, and Accessible
Lula Business Funding, available through Ozow, gives eligible merchants fast, flexible access to working capital. Pre-qualified merchants can view their indicative funding offers in the Ozow Merchant Portal, while those without an offer can still apply and be assessed based on their business performance and financial information here.

AB de Villiers & Paul Harris vs Ozow Round #3

Round 3! Ab and Paul need to hit a stump as many times as possible in the time it takes to make an Ozow PIN payment. How many times do you think they can hit the target? Let’s find out.
 #OzowChallenge

Ready to get funding for your business?

Apply Now
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Lula Business Funding FAQ's

Who can access funding through the Ozow and Lula partnership?

Eligible Ozow merchants who meet Lula’s funding criteria can apply directly through the Ozow Merchant Portal.

How quickly can businesses receive funding?

Funding can be approved and disbursed in as little as 24 hours, depending on the application.

Do I need to apply separately on another platform?

No, the process begins within the Ozow Merchant Portal and continues via a streamlined Lula application experience.

How much funding can I qualify for?

Eligible businesses can view their indicative funding offer directly in the Ozow Merchant Portal before applying. Those who do not have an indicative funding offer amount, can still apply here.

What types of funding does Lula offer?

Lula offers flexible funding solutions, including cash flow facilities and fixed-term funding options.