CAPITEC PAY

Capitec Pay with Ozow

Paying with Capitec on Ozow has changed for the better with Capitec Pay – an intuitive payments API powering the next generation of commerce.

* You must be 18+ years to use Ozow.ME

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Competition

WIN your share of R50 000 when you checkout using Capitec Pay through Ozow.

* You must be 18+ years to use Ozow.ME

We’re giving away 25 x R2 000 to some lucky Ozow users with Capitec. All you need to do is pay with Capitec Pay and Ozow. It’s that simple. Ts & Cs apply

why capitec

Why use Capitec Pay

Capitec Pay is an intuitive API that better facilitates transactions with merchants. Here’s how it helps you:

Consumers

Better, faster payment flow

Capitec Pay reduces the steps necessary to complete a transaction, taking you from ‘pay’ to ‘paid’ in no time.

Payment management

Two-factor authentication and data encryption ensures your data is kept safe and secure.

Just your mobile number

Simply log in using your mobile number – you don’t need anything else.

Enhanced security

Two-factor authentication and data encryption ensures your data is kept safe and secure.

Merchants

Settlements and reconciliations

Merchants can now experience guaranteed settlements, daily aggregation, and automated reconciliation.

Security and development

Enhanced security and fraud protocols in collaboration with Capitec with the added benefit of no additional development required to use the service.

Access to +19 million Capitec users

Expand your customer base to reach a wider audience.

SAFE & SECURE

How to use Capitec Pay?

Capitec Pay is safe, secure and easy. While one or two steps might have changed, we’ve just made the process more intuitive than ever.

Customers no longer need their banking details – with Capitec Pay you only need your mobile number, the Capitec banking app, and a smart device. After using your mobile number simply follow the prompts.

How to use Capitec Pay?

Capitec Pay FAQs

What is Capitec Pay?

Capitec Pay is a fast and secure way to make online payments without entering your card or bank account details.Through Capitec Pay, you'll no longer have to share your banking details with online merchants. Simply use your cellphone number and verify the payment on your banking app. It is the safe and secure way to pay online.

What is the difference between Capitec and Capitec Pay?

As part of the South African Reserve Bank's (SARB) vision for 2025, Capitec has started its Open Banking initiative – Capitec Pay. Capitec Pay is a new payment method offered by Capitec to Ozow clients. The solution replaces the need for clients to use remote banking credentials to make a payment. Instead, they can use their cell phone number as their bank identifier and their banking app as their authorisation.

How do I use Capitec Pay?

Choose Capitec Pay as your payment option from the merchant checkout page. Follow the instructions and enter your Capitec registered cellphone number. You'll receive a push notification from your bank to approve the payment in your Capitec App.

What if I didn’t receive the Capitec notification to approve the payment?

If you did not receive the notification:
1. Sign in to your Capitec App
2. Tap Transact
3. Tap Capitec Pay and Approve

Can I enter my cell phone or ID number on the payment flow to complete the purchase?

You are only able to use your mobile number. Ozow does not support ID numbers for client identifiers on Capitec Pay.

Will this require additional integration?

No additional integration will be required.