Capitec Pay with Ozow
Paying with Capitec on Ozow has changed for the better with Capitec Pay – an intuitive payments API powering the next generation of commerce.
R50 000 cash up for grabs WIN your share
WIN your share of R50 000 when you checkout using Capitec Pay through Ozow.
We’re giving away 25 x R2 000 to some lucky Ozow users with Capitec. All you need to do is pay with Capitec Pay and Ozow. It’s that simple. Ts & Cs apply
Why use Capitec Pay
Capitec Pay is an intuitive API that better facilitates transactions with merchants. Here’s how it helps you:
Consumers
Merchants
How to use Capitec Pay?
Capitec Pay is safe, secure and easy. While one or two steps might have changed, we’ve just made the process more intuitive than ever.
Customers no longer need their banking details – with Capitec Pay you only need your mobile number, the Capitec banking app, and a smart device. After using your mobile number simply follow the prompts.
How to use Capitec Pay?
Capitec Pay is safe, secure and easy. While one or two steps might have changed, we’ve just made the process more intuitive than ever.
Customers no longer need their banking details – with Capitec Pay you only need your mobile number, the Capitec banking app, and a smart device. After using your mobile number simply follow the prompts.
Capitec Pay Variable Recurring Payments (VRP)
New customers. Higher conversions.
Deliver a secure, seamless, and intuitive recurring payment journey.
The Business Impact of Capitec Pay VRP
This solution is purpose-built for the South African market, meeting evolving consumer expectations for greater control, flexibility, and transparency in the management of recurring payments.
Why use Capitec Pay VRP?
Capitec Pay VRP enables customers to securely use their Capitec account for subscription and recurring payments.
Reach +-15 million Capitec app users.
Support fixed, variable, and usage-based recurring payments.
Deliver a secure, seamless, and intuitive recurring payment journey.
Reduce payment friction with a familiar checkout experience.
Customers provide once-off authorisation in the Capitec app with no further action required for the duration of the subscription.
Increase recurring payment approvals and conversions through a simple, seamless experience.
Contact our Sales team to get started
Capitec Pay & Capitec Pay VRP FAQs
Capitec Pay is a fast and secure way to make online payments without entering your card or bank account details.Through Capitec Pay, you'll no longer have to share your banking details with online merchants. Simply use your cellphone number and verify the payment on your banking app. It is the safe and secure way to pay online.
As part of the South African Reserve Bank's (SARB) vision for 2025, Capitec has started its Open Banking initiative – Capitec Pay. Capitec Pay is a new payment method offered by Capitec to Ozow clients. The solution replaces the need for clients to use remote banking credentials to make a payment. Instead, they can use their cell phone number as their bank identifier and their banking app as their authorisation.
Choose Capitec Pay as your payment option from the merchant checkout page. Follow the instructions and enter your Capitec registered cellphone number. You'll receive a push notification from your bank to approve the payment in your Capitec App.
If you did not receive the notification:
1. Sign in to your Capitec App
2. Tap Transact
3. Tap Capitec Pay and Approve
You can use your phone number as the identifier to complete your payment with Capitec Pay. In certain cases, specifically when transacting with merchants classified as 'high risk', your ID number will be used as an identifier.
No additional integration will be required.
Yes. You can find a detailed guide to Capitec’s onboarding and compliance requirements here: https://ozow.stoplight.io/docs/payin-api/jqc8lxw4mzjm6-capitec-pay-onboarding-and-compliance
Customers simply select Capitec Pay as their payment method upon checkout. They will approve subscription, recurring or variable payments directly in their Capitec app. They will also approve the payment frequency and the maximum amount that can be charged per transaction.
No, any customer that banks with Capitec can sign up for a Capitec ID using their mobile number and begin making card free payments with Capitec Pay.
Yes, customers can cancel any recurring Capitec payments via their Capitec banking app at any time. The merchant will be notified and can choose to terminate services at that time.
