FNB/RMB

Enable Seamless Digital Payments ‍with FNB/RMB Payment Request

Unlock the Future of Payments

Enable your customers who bank with FNB and RMB to enjoy a faster, more secure, and seamless payment experience through an API-based Pay by Bank solution, powered by Ozow.

* You must be 18+ years to use Ozow.ME

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Why Choose FNB/RMB Payment Request

Benefits for Merchants

Aggregated Settlements

Experience aggregated next-business-day settlement, all through a single net payout.

Enhanced Security

Collaborative security measures with FNB and RMB to ensure a secure environment.

FNB & RMB Exclusive

A dedicated payment experience for FNB and RMB customers.

Benefits for Customers

Faster Completions

Enjoy a quicker payment flow, from 'pay' to 'completed' in record time.

Enhanced Security

Two-factor authentication and data encryption ensure your data is kept safe and secure.

Simple Authentication

Simply enter your bank account number. No additional information is required.

SAFE & SECURE

How FNB/RMB Payment Request Works

Safe, Secure, and Simple
FNB Payment Request delivers a seamless, in-app authorisation experience built on the trusted infrastructure of FNB and RMB.

How to use Capitec Pay?

Capitec Pay is safe, secure and easy. While one or two steps might have changed, we’ve just made the process more intuitive than ever.

Customers no longer need their banking details – with Capitec Pay you only need your mobile number, the Capitec banking app, and a smart device. After using your mobile number simply follow the prompts.

FNB/RMB Payment Request FAQs

What is FNB/RMB Payment Request?

FNB/RMB Payment Request is a secure and innovative solution that streamlines online payments. It leverages a direct connection between FNB and Ozow, eliminating the need to share your sensitive account details with third-party websites.

What is the difference between FNB and FNB/RMB Payment Request?

FNB/RMB Payment Request is a fresh payment is an API approach introduced by FNB and RMB for Ozow customers. This solution eliminates the requirement for clients to utilise remote banking credentials for payment purposes. Instead, they can enter their account number and use their bank identifier and their banking app for authorisation.

How do I use FNB/RMB Payment Request?

Once you have chosen to pay with Ozow at the merchant checkout, simply choose FNB/RMB Payment Request and proceed by inputting your account number. You will then get a notification from FNB or RMB (depending on who you bank with) through your banking app to authorise the payment.

What if I didn’t receive the FNB/RMB notification to approve the payment?

If you did not receive the notification:
1. Sign into your FNB or RMB App
2. Open the menu options
3. Select Authorisations and approve the transaction

Will this require additional integration?

No additional integration will be required.

Can a merchant opt out of using FNB/RMB Payment Request?

Yes, if you wish to opt out of using FNB/RMB Payment Request, kindly send an email to support@ozow.com notifying us of your decision.

How long do FNB/RMB Payment Request transactions take to reflect on the Ozow Merchant dashboard?

As with our standard Pay-by-Bank products, these transactions and statuses are updated in real time on the Ozow Merchant dashboard.

When do settlements of FNB/RMB Payment Request transactions occur?

Settlement of funds for FNB/RMB Payment Request transactions will occur once a day on weekdays at 15:00 and 08:00 on Saturdays. No settlements occur on Sundays or on public holidays.

Will there be a limit to the amount you can pay via FNB/RMB Payment Request?

Your personal FNB or RMB payment limits apply.