Card Payments

Introducing
‍Card Payments

Effortless Online Payments, Every Time

Empower your business with seamless card payments that drive sales and enhance customer experience. 

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Payments made
‍easy for you

Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.

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Card Payments

Unlock Effortless
Card Payments

Enabling businesses to accept card payments easily and securely, streamlining operations and improving the customer experience with faster transactions and enhanced security. Now businesses can remove unnecessary third parties and streamline payment processes by integrating Ozow as their one-stop payment partner.

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AB de Villiers & Paul Harris vs Ozow Round #3

Round 3! Ab and Paul need to hit a stump as many times as possible in the time it takes to make an Ozow PIN payment. How many times do you think they can hit the target? Let’s find out.
 #OzowChallenge
Ozow pin

Want to pay even faster?

Card Payments

Why Our Solution Is a Game-Changer for Businesses

  • Competitive Blended Rates:
    Maximise value with competitive rates across Ozow’s complete payment suite.
  • Attract More Customers with Effortless Payments:
    Offer the convenience of card payments to reach more buyers.
  • Simplify Your Operations:
    Integrate Ozow as a full-service payment provider.
  • Seamless Integration:
    Get up and running quickly with minimal disruption.
  • Improve Cash Flow:
    Faster access to funds.
  • Customer Insights:
    Gain valuable data on purchasing behaviours to refine business strategies.
Card Payments

Optimise Your Checkout Flow

Ozow’s One API offers an optimised, effortless checkout experience for customers, reducing friction and supporting South African’s most used digital payment methods. For even greater flexibility, businesses can create a fully customised checkout experience while simplifying PCI compliance through Ozow’s integration options.

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Card Payments

Benefits for Your Customers

  • Convenience:
    Pay easily with their preferred card.
  • Security:
    3D Secure (3DS) ensures peace of mind.
  • Flexibility:
    Pay with either credit or debit cards.
  • Speed:
    Fast and efficient checkout process.
Card Payments

Integrates With the Platforms You Already Use

Ozow integrates seamlessly with the largest e-commerce and billing platforms, simplifying operations and payment processes.

    Why Choose Card Payments

    seamless refunds
    Trusted Payment Partner
    Over 10 years of experience in payment processing with a track record of reliability.
    quick and easy refunds
    Cutting-Edge Technology
    Advanced technology ensures secure, fast, and efficient transactions for your business.
    Customer-Centric Support
    We prioritise our merchants and customers, offering unmatched support to ensure a smooth experience.
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    Ozow Security

    Ozow Secure

    We understand the importance of keeping your data safe and secure. Our systems are built using the latest technology and comply with the highest international safety & security standards.

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    Keeping data safe

    We take your data privacy seriously. All data is encrypted end-to-end. Ozow adheres to all GDPR and POPIA regulations.

    Serious about security

    Our team takes every step to protect you and your customers. We continuously undergo rigorous, independent security testing to ensure that our systems are completely secure.

    Ozow is compliant

    We’re licensed as a Systems Operator and a Third-Party Payments Provider with the Payments Association of South Africa. We abide by PCI-DSS Level 1 processes and we’re also PCI-certified, even though we don’t process credit cards.

    Interested in Card Payments?
    ‍Get in Touch!

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    Card Payment FAQs

    How do I start accepting credit card payments?

    To start accepting credit card payments, you need to sign up for our service, complete the integration process, and configure your payment settings.

    What types of credit cards can I accept?

    You can now accept credit cards from Visa or MasterCard.

    Are there any setup fees?

    There are no setup fees. However, transaction fees and monthly service fees may apply.

    How long does it take for funds to be settled into my account?

    Funds are typically settled into your account once a week after the transaction is processed.

    What should I do if a transaction is declined?

    If a transaction is declined, check the error code provided. Common reasons include insufficient funds or incorrect card details. Contact our support team for further assistance.

    How do I handle refunds?

    Refunds can be processed through your merchant dashboard. Simply locate the transaction and select the refund option.

    What are the security features of this payment method?

    Our payment method includes advanced fraud detection, encryption, and compliance with PCI DSS standards to protect your transactions.

    How can I view my transaction history?

    You can view your transaction history through your merchant dashboard, where you can filter and download reports as needed.

    What are the benefits of 3D Secure?
    Enhanced Security: It helps prevent unauthorized transactions and reduces the risk of fraud.
    Liability Shift: In many cases, the liability for fraudulent chargebacks shifts from the merchant to the card issuer.
    Improved Customer Trust: Customers feel more secure knowing their transactions are protected by an additional layer of security.
    How can I view my transaction history?

    A chargeback is a transaction reversal initiated by a cardholder’s bank when a customer disputes a purchase made using their debit or credit card. This process is designed to protect consumers from fraudulent, unauthorized, or incorrectly processed payments. When a chargeback is filed, the transaction amount is temporarily or permanently deducted from the merchant’s account and returned to the customer while the dispute is investigated. Common reasons for chargebacks include fraud, product or service not received, or dissatisfaction with the purchase. Merchants are given the opportunity to respond with evidence to challenge the claim.