Instant Payments with PayShap Request
Get paid faster with PayShap Request, a game-changing payment method powered by South Africa’s Rapid Payments Programme. Now your customers can make instant payments using just their mobile number. No banking credentials needed.


What is PayShap Request?
Payments made
easy for you
Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.





Merchant Benefits
Backed by Banks & Regulators
PayShap is a national initiative powered by BankservAfrica and supported by South Africa's banks under the Rapid Payments Programme (RPP) ensuring continued scale, enhanced security and stability.
Checkout Integration Option
For added customer convenience and higher conversion rates, you can display the PayShap button directly on your payment options page. Learn More
Customer Convenience
Customers pay using just their mobile number or account number — no banking credentials needed.
No Extra Setup Required
Already integrated with Ozow? PayShap Request is available with no additional development needed.
Access to New Customers
With over 4.5 million ShapIDs, PayShap opens access to digitally hesitant, risk-averse consumers.
Secure & Irrevocable
Every payment is authenticated via the customer’s banking app, with built-in fraud prevention.
Instant Payments – Up to R5000*
Get paid in real time, improving cash flow and speed of service.
Direct Refunds
Easily process refunds directly into a customer’s bank account.
Merchant benefits
- A simpler and faster checkout experience
- Less abandoned carts due to frictionless payments
- Higher payment completion rates
- Increased recurring transactions
Pay with Ozow PIN
- Login with your Ozow PIN (no need to remember your banking details).
- Confirm the payment with your bank (safety first).
- Payment successful (easy, fast, secure).
Instant EFT
With Ozow, you can make and receive payments from anywhere and at any time. All you need is a bank account, a smart-enabled device and to follow 4 easy steps.
- Select Ozow as your payment option.
- Select your bank.
- Log in and select the account you want to pay from.
- Accept your bank's authorisation request.
Pay with Ozow PIN
Paying with Ozow PIN is as easy as 1, 2, 3!
- Login with your Ozow PIN (no need to remember your banking details).
- Confirm the payment with your bank (safety first).
- Payment successful (easy, fast, secure).
How It Works

AB de Villiers & Paul Harris vs Ozow Round #3
Want to pay even faster?
Why PayShap Request?
R100 Billion
Processed via PayShap
136 Million
Transactions completed
4.5 Million
ShapID’s registered

Paving the Way for a Thriving E-commerce Future with Ozow

Keeping data safe
We take your data privacy seriously. All data is encrypted end-to-end. Ozow adheres to all GDPR and POPIA regulations.

Serious about security
Our team takes every step to protect you and your customers. We continuously undergo rigorous, independent security testing to ensure that our systems are completely secure.

Ozow is compliant
We’re licensed as a Systems Operator and a Third-Party Payments Provider with the Payments Association of South Africa. We abide by PCI-DSS Level 1 processes and we’re also PCI-certified, even though we don’t process credit cards.

