Payshap

Instant Payments with PayShap Request

Get paid faster with PayShap Request, a game-changing payment method powered by South Africa’s Rapid Payments Programme. Now your customers can make instant payments using just their mobile number. No banking credentials needed. 

Payshap

What is PayShap Request?

PayShap Request is a real-time payment feature available through Ozow, enabling you to request and receive instant payments directly from your customers, using just their phone number or bank account number. No card details. No app downloads. No banking credentials.

Payments made
easy for you

Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.

Ozow PINozow payment solutionsInstant EFT Success

Merchant Benefits

pay by bank
Backed by Banks & Regulators

PayShap is a national initiative powered by BankservAfrica and supported by South Africa's banks under the Rapid Payments Programme (RPP) ensuring continued scale, enhanced security and stability.

Checkout Integration Option

For added customer convenience and higher conversion rates, you can display the PayShap button directly on your payment options page. Learn More

Customer Convenience

Customers pay using just their mobile number or account number — no banking credentials needed.

No Extra Setup Required

Already integrated with Ozow? PayShap Request is available with no additional development needed.

Access to New Customers

With over 4.5 million ShapIDs, PayShap opens access to digitally hesitant, risk-averse consumers.

Secure & Irrevocable

Every payment is authenticated via the customer’s banking app, with built-in fraud prevention.

Instant Payments – Up to R5000*

Get paid in real time, improving cash flow and speed of service.

Direct Refunds

Easily process refunds directly into a customer’s bank account.

Merchant benefits

  • A simpler and faster checkout experience
  • Less abandoned carts due to frictionless payments
  • Higher payment completion rates
  • Increased recurring transactions

Pay with Ozow PIN

Paying with Ozow PIN is as easy as 1, 2, 3!
  1. Login with your Ozow PIN (no need to remember your banking details).
  2. Confirm the payment with your bank (safety first).
  3. Payment successful (easy, fast, secure).

Instant EFT

With Ozow, you can make and receive payments from anywhere and at any time. All you need is a bank account, a smart-enabled device and to follow 4 easy steps.

  1. Select Ozow as your payment option.
  2. Select your bank.
  3. Log in and select the account you want to pay from.
  4. Accept your bank's authorisation request.

Pay with Ozow PIN

Paying with Ozow PIN is as easy as 1, 2, 3!

  1. Login with your Ozow PIN (no need to remember your banking details).
  2. Confirm the payment with your bank (safety first).
  3. Payment successful (easy, fast, secure).

How It Works

AB de Villiers & Paul Harris vs Ozow Round #3

Round 3! Ab and Paul need to hit a stump as many times as possible in the time it takes to make an Ozow PIN payment. How many times do you think they can hit the target? Let’s find out.
 #OzowChallenge
Ozow pin

Want to pay even faster?

Why PayShap Request?

R100 Billion

Processed via PayShap

136 Million

Transactions completed

4.5 Million

ShapID’s registered

Contact Sales
white papers & Reports 

Paving the Way for a Thriving E-commerce Future with Ozow

Unlock the key insights to driving growth and efficiency in e-commerce with Ozow’s cutting-edge payment solutions. Discover how businesses are revolutionising the way they operate online, boosting conversions, and offering seamless transactions for customers. Download our in-depth report to see how Ozow is transforming the e-commerce landscape and paving the way for future success.
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Ozow Security

Ozow Secure

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Keeping data safe

We take your data privacy seriously. All data is encrypted end-to-end. Ozow adheres to all GDPR and POPIA regulations.

Serious about security

Our team takes every step to protect you and your customers. We continuously undergo rigorous, independent security testing to ensure that our systems are completely secure.

Ozow is compliant

We’re licensed as a Systems Operator and a Third-Party Payments Provider with the Payments Association of South Africa. We abide by PCI-DSS Level 1 processes and we’re also PCI-certified, even though we don’t process credit cards.