Find out how we empowered merchants and customers in 2022
Accept payments, issue refunds & make payouts, easily & fast.
Every day we connect large and small South African businesses with our country’s 47 million bank account holders. Sign up today and enjoy free transaction for one year or until you make your first million, whichever comes first.






Contactless, cashless, cardless
Millions of South Africans can use Ozow to make lightning-fast bank-to-bank payments with their smart devices, without the need for a card.
Ozow works with your business
From payment options like QR codes, eCommerce, e-billing, payment links, and even in-store, to payouts and refunds, give your customers a convenient and seamless payment experience.
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Ozow works for you
Pay however you want, from anywhere, at any time with just your bank account and smart device. You can even pay your friends, or get them to pay you with Ozow.ME.
Learn moreCreating financial access through Open Banking

We take security seriously
We take security seriously.
We understand the importance of keeping your data safe and secure. Our systems are built using the latest technology and comply with the highest international safety and security standards.
Learn moreHear what our customers say

“ Use Ozow EFT on almost all eCommerce platforms, easy and haven't experience any issue to date. And now on Zapper + Ozow PIN, just more ways for me to pay. Love it! "
“I use Ozow almost everyday and love it! Never need my card or wallet and its so easy to use. Thank you Ozow for this amazing way to pay”
“ Friendly and welcoming people. Easy payment option when shopping online :) Keep up the great work!!”
“I use Ozow almost everyday and love it! Never need my card or wallet and its so easy to use. Thank you Ozow for this amazing way to pay”