Read our white paper on our flagship product: Pay by Bank
Accept payments, issue refunds & make payouts, easily & fast.
Ozow links businesses of all sizes in South Africa with 47 million bank account holders to transact simply and securely. Sign up today!
The future of payments
Ozow X Capitec PAY
A powerful partnership that brings revolutionary Open Banking and Pay By Bank into South Africa.
Contactless, cashless, cardless
Millions of South Africans can use Ozow to make lightning-fast bank-to-bank payments with their smart devices, without the need for a card.
Ozow works with your business
From payment options like QR codes, eCommerce, e-billing, payment links, and even in-store, to payouts and refunds, give your customers a convenient and seamless payment experience.
Learn more
Ozow works for you
Pay however you want, from anywhere, at any time with just your bank account and smart device. You can even pay your friends, or get them to pay you with Ozow.ME.
Learn moreCreating financial access through Open Banking
We take security seriously
We take security seriously.
We understand the importance of keeping your data safe and secure. Our systems are built using the latest technology and comply with the highest international safety and security standards.
Learn moreHear what our customers say
“ Use Ozow EFT on almost all eCommerce platforms, easy and haven't experience any issue to date. And now on Zapper + Ozow PIN, just more ways for me to pay. Love it! "
“I use Ozow almost everyday and love it! Never need my card or wallet and its so easy to use. Thank you Ozow for this amazing way to pay”
“ Friendly and welcoming people. Easy payment option when shopping online :) Keep up the great work!!”
“ Friendly and welcoming people. Easy payment option when shopping online :) Keep up the great work!!”
“I use Ozow almost everyday and love it! Never need my card or wallet and its so easy to use. Thank you Ozow for this amazing way to pay”
"Use Ozow EFT on almost all eCommerce platforms, easy and haven't experience any issue to date. And now on Zapper + Ozow PIN, Love it!"
"Ozow has been my go to payments solution for my recent online shopping addiction, covid years have not been kind haha… "
"Their support staff are really helpful and answered my questions quickly."
"Amazing, Quick, easy and I don't even need to carry a card or wallet."
“ I always argued with friends around how we pay our part at dinner. OzowME has saved friendships.”
“ I always argued with friends around how we pay our part at dinner. OzowME has saved friendships.”
“ I always argued with friends around how we pay our part at dinner. OzowME has saved friendships.”
“I use Ozow almost everyday and love it! Never need my card or wallet and its so easy to use. Thank you Ozow for this amazing way to pay”