Instant Payments with PayShap
Get paid faster with Ozow’s Request to Pay (RTP), powered by PayShap. A frictionless, real-time payment experience for you and your customers.


What is Request to Pay (RTP)?
Payments made
easy for you
Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.





Merchant Benefits
Instant Payments, Up to R3 000
Transactions are processed in real time, ensuring improved cash flow and immediate payment confirmation.
Enhanced Customer Convenience
Customers can pay using their registered phone number or account number, reducing friction at checkout.
Direct Refunds
Refunds can be processed directly back to the customer’s account, simplifying the process.
Unlocking New Customers
With over 4.5 million registered ShapIDs, RTP expands access to digital payments for risk-averse shoppers.
Automatic Integration
Integrated merchants can access PayShap instantly, with no additional setup required.
Fraud Prevention
Payments are secure and irrevocable.
Daily Settlements
Aggregated settlements streamline reconciliation, making accounting easier.
Merchant benefits
- A simpler and faster checkout experience
- Less abandoned carts due to frictionless payments
- Higher payment completion rates
- Increased recurring transactions
Pay with Ozow PIN
- Login with your Ozow PIN (no need to remember your banking details).
- Confirm the payment with your bank (safety first).
- Payment successful (easy, fast, secure).
Instant EFT
With Ozow, you can make and receive payments from anywhere and at any time. All you need is a bank account, a smart-enabled device and to follow 4 easy steps.
- Select Ozow as your payment option.
- Select your bank.
- Log in and select the account you want to pay from.
- Accept your bank's authorisation request.
Pay with Ozow PIN
Paying with Ozow PIN is as easy as 1, 2, 3!
- Login with your Ozow PIN (no need to remember your banking details).
- Confirm the payment with your bank (safety first).
- Payment successful (easy, fast, secure).
AB de Villiers & Paul Harris vs Ozow Round #3
Want to pay even faster?
Why PayShap?
- Backed by South Africa’s banks and regulators, PayShap is driving nationwide adoption.
- million+ ShapIDs and counting – giving businesses access to a growing, tech-savvy customer base.
- R100 billion+ total processed value across 136 million transactions since its launch in 2023.


Paving the Way for a Thriving E-commerce Future with Ozow

Keeping data safe
We take your data privacy seriously. All data is encrypted end-to-end. Ozow adheres to all GDPR and POPIA regulations.

Serious about security
Our team takes every step to protect you and your customers. We continuously undergo rigorous, independent security testing to ensure that our systems are completely secure.

Ozow is compliant
We’re licensed as a Systems Operator and a Third-Party Payments Provider with the Payments Association of South Africa. We abide by PCI-DSS Level 1 processes and we’re also PCI-certified, even though we don’t process credit cards.

