Payshap

Instant Payments with PayShap

Get paid faster with Ozow’s Request to Pay (RTP), powered by PayShap. A frictionless, real-time payment experience for you and your customers.

Payshap

What is Request to Pay (RTP)?

Request-to-Pay (RTP) is a feature of PayShap, South Africa’s Rapid Payments Programme (RPP). RTP allows customers to make real-time payments to merchants and individuals using their phone number or bank account – no need to enter long banking details.

Payments made
easy for you

Ozow PIN has been designed with you in mind, helping you get paid quicker by making it even easier for your customers to pay.

Ozow PINozow payment solutionsInstant EFT Success

Merchant Benefits

Instant Payments, Up to R3 000

Transactions are processed in real time, ensuring improved cash flow and immediate payment confirmation.

Enhanced Customer Convenience

Customers can pay using their registered phone number or account number, reducing friction at checkout.

Direct Refunds

Refunds can be processed directly back to the customer’s account, simplifying the process.

Unlocking New Customers

With over 4.5 million registered ShapIDs, RTP expands access to digital payments for risk-averse shoppers.

Automatic Integration

Integrated merchants can access PayShap instantly, with no additional setup required.

Fraud Prevention

Payments are secure and irrevocable.

Daily Settlements

Aggregated settlements streamline reconciliation, making accounting easier.

Merchant benefits

  • A simpler and faster checkout experience
  • Less abandoned carts due to frictionless payments
  • Higher payment completion rates
  • Increased recurring transactions

Pay with Ozow PIN

Paying with Ozow PIN is as easy as 1, 2, 3!
  1. Login with your Ozow PIN (no need to remember your banking details).
  2. Confirm the payment with your bank (safety first).
  3. Payment successful (easy, fast, secure).

Instant EFT

With Ozow, you can make and receive payments from anywhere and at any time. All you need is a bank account, a smart-enabled device and to follow 4 easy steps.

  1. Select Ozow as your payment option.
  2. Select your bank.
  3. Log in and select the account you want to pay from.
  4. Accept your bank's authorisation request.

Pay with Ozow PIN

Paying with Ozow PIN is as easy as 1, 2, 3!

  1. Login with your Ozow PIN (no need to remember your banking details).
  2. Confirm the payment with your bank (safety first).
  3. Payment successful (easy, fast, secure).

AB de Villiers & Paul Harris vs Ozow Round #3

Round 3! Ab and Paul need to hit a stump as many times as possible in the time it takes to make an Ozow PIN payment. How many times do you think they can hit the target? Let’s find out.
 #OzowChallenge
Ozow pin

Want to pay even faster?

Payshap

Why PayShap?

  • Backed by South Africa’s banks and regulators, PayShap is driving nationwide adoption.
  • million+ ShapIDs and counting – giving businesses access to a growing, tech-savvy customer base.
  • R100 billion+ total processed value across 136 million transactions since its launch in 2023.
Talk to Sales
white papers & Reports 

Paving the Way for a Thriving E-commerce Future with Ozow

Unlock the key insights to driving growth and efficiency in e-commerce with Ozow’s cutting-edge payment solutions. Discover how businesses are revolutionising the way they operate online, boosting conversions, and offering seamless transactions for customers. Download our in-depth report to see how Ozow is transforming the e-commerce landscape and paving the way for future success.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Ozow Security

Ozow Secure

View security

Keeping data safe

We take your data privacy seriously. All data is encrypted end-to-end. Ozow adheres to all GDPR and POPIA regulations.

Serious about security

Our team takes every step to protect you and your customers. We continuously undergo rigorous, independent security testing to ensure that our systems are completely secure.

Ozow is compliant

We’re licensed as a Systems Operator and a Third-Party Payments Provider with the Payments Association of South Africa. We abide by PCI-DSS Level 1 processes and we’re also PCI-certified, even though we don’t process credit cards.